Purchase Insurance

  Health Insurance Info

Florida State University (FSU) has partnered with United Health Care Student Resources (UHCSR) to provide our full time, main campus students and their dependents with a comprehensive and cost-effective insurance option to meet the insurance requirement for attendance at FSU.

The policy is a gold-equivalent PPO plan that is widely accepted nationally through the United Choice Plus Network and provides unlimited medical and prescription benefits. Students covered by an HMO that does not include Leon County or a plan without a local network are encouraged to contact their insurance company for options or to purchase the UHCSR plan, which has a strong presence in Tallahassee, including access to a comprehensive network of specialists. If you are an international student studying on an F or J visa, the plan offers the required Evacuation and Repatriation coverage.

This policy can be used anywhere that accepts United Choice Plus. At University Health Services (UHS), or at a local urgent care clinic, the co-insurance and deductibles are waived for this plan leaving you with the lowest out-of-pocket cost. Additionally, you will have unlimited no-cost access to a physician day or night via HealthiestYou, UHCSR’s telemedicine service. To see more details about this plan, click on one of the links below to view the plan Brochure or Master Policy.

Go to https://www.uhcsr.com/fsu to view plan brochures and master policies for the FSU student health plan.

Cost of Insurance / Premium Matrix

2024/2025  Domestic Student International Student
Annual: August 15 - August 14 $3,086  $3,135 
Fall: August 15 - December 31 $1,175  $1,194 
Spring/Summer: January 1 - August 14 $1,911  $1,941 
*Summer: May 10 - August 14 $880 (2024) $830 (2025) $894 (2024) $833 (2025)
*Please note that "Summer" coverage is only available to summer admits.

Purchase Health Insurance - Auto Enrollment

NOTE: If you meet the eligibility requirements listed below and want to be enrolled in the student plan, no action is needed. You will be automatically enrolled in the spring-summer policy.

Please read the following sections carefully to ensure your eligibility before allowing auto enrollment. Options differ for domestic and international students.

Domestic Students:

Domestic students must enroll full time to maintain insurance coverage with United Health Care Student Resources. Full-time enrollment typically means registering for a minimum number of credit hours, which varies depending on the academic program and level of study. See below regarding credit hour requirements, or click here.

International Students:

All international students in the F1, J1, J2, or F2 visa status enrolling in any number of FSU credit hours are required to show proof of health insurance that is compliant with the Florida Board of Governors regulation 6.009. Dependents with J2 visas are required to be insured regardless of whether or not they are enrolled in FSU courses per federal immigration regulations. For more information, click here. 

Domestic Student Credit Hour Requirements and Other Info

Find essential information on the credit hour requirements, including minimums for full-time status, and other important guidelines for students.

  Full-time Domestic Student

Domestic students minimum credit hours.

Make sure you are eligible BEFORE purchasing! You must be a full-time student.

Fall/Spring Terms

  • 12 hours- Undergraduate
  • 9 hours- Graduate

Summer Terms

  • 6 hours- Undergraduate/Graduate

If you will not be registering full-time, reach out to our compliance office to clear your hold. 

  Part-time Domestic Student

Insurance options for part-time students.

Here are options for part-time students who need to purchase insurance:

  • If your annual taxable income is at least $13,590, you may qualify for affordable, if not free, health insurance through the Federal Health Insurance Marketplace. 
  • Reach out to Big Bend AHEC at bigbendahec.org or by phone at (850) 224-1177 to speak to a certified health insurance navigator for more information. 

If you will not be registering full-time, remember to reach out to our compliance office to clear your hold. 

  Other Important Information

Dependent Coverage

United Health Care Student Resources is offering a 2023/2024 health insurance plan for dependents of FSU students. Click here for more details. 

International Students

For information specific to International Students, as well as a link to the health insurance requirements, click here for more details. 

Payments

If you are planning to use your financial aid to pay for the plan, no additional action is required by you. The premium will be placed on your Student Central Account. If you are purchasing the annual plan, the premium is split evenly between your fall and spring terms.

Graduate Subsidy

For information about the Graduate Subsidy Benefit, please contact the Graduate School at (850) 644-3501, or visit: http://www.gradschool.fsu.edu/funding-awards/subsidy-benefit.

Cancellation Request

Please submit a request contact the Health Compliance Office at UHS-healthcompliance@fsu.edu for assistance in cancellation, determining eligibility to continue coverage, and financial responsibility to https://insuranceadjustments.uhs.fsu.edu/. For more information on when you may or may not cancel, visit our FAQ page by clicking here. 

Health Insurance Options

Mandatory Health Insurance does not mean that a student must enroll in the FSU sponsored student health insurance plan; it means a student must show evidence of a creditable coverage health insurance.

Enrolling in the FSU sponsored plan is one way to meet that requirement. Students are encouraged to compare the plan offered against other options in the market, and we are confident you will find the FSU sponsored plan to be a better value. Before purchasing an insurance policy, please review the coverage very carefully. As a general rule, the cheaper the plan the lesser the benefits and the higher the out-of-pocket costs. In addition, the extent of the insurance carrier's network is an important consideration. Always check their website for a list of local providers, including specialist. 

Important Resources