I need to purchase Health Insurance
Florida State University (FSU) has partnered with United Health Care Student Resources (UHCSR) to provide our full time, main campus students and their dependents with a comprehensive and cost-effective insurance option to meet the insurance requirement for attendance at FSU.
The policy is a gold-equivalent PPO plan that is widely accepted nationally through the United Choice Plus Network and provides unlimited medical and prescription benefits. Students covered by an HMO that does not include Leon County or a plan without a local network are encouraged to contact their insurance company for options or to purchase the UHCSR plan, which has a strong presence in Tallahassee, including access to a comprehensive network of specialists. If you are an international student studying on an F or J visa, the plan offers the required Evacuation and Repatriation coverage.
This policy can be used anywhere that accepts United Choice Plus. At University Health Services (UHS), or at a local urgent care clinic, the co-insurance and deductibles are waived for this plan leaving you with the lowest out-of-pocket cost. Additionally, you will have unlimited no-cost access to a physician day or night via HealthiestYou, UHCSR’s telemedicine service. To see more details about this plan, click on one of the links below to view the plan Brochure or Master Policy.
Domestic Students:
Domestic students must enroll full time to maintain insurance coverage with United Health Care Student Resources. See below regarding credit hour requirements.
International Students:
All international students in the F1, J1, J2, or F2 visa status enrolling in any number of FSU credit hours are required to show proof of health insurance that is compliant with the Florida Board of Governors regulation 6.009. Dependents with J2 visas are required to be insured regardless of whether or not they are enrolled in FSU courses per federal immigration regulations. For more information, click here.
Go to https://www.uhcsr.com/fsu to view plan brochures and master policies for the FSU student health plan.
Purchase Health insurance
Domestic Students:
Make sure you are eligible BEFORE purchasing! You must be a full-time student.
Fall/Spring Terms
- 12 hours- Undergraduate
- 9 hours- Graduate
Summer Terms
- 6 hours- Undergraduate/Graduate
If you will not be registering full-time, reach out to our compliance office to clear your hold.
Options for part-time students who need to purchase insurance:
- If your annual taxable income is at least $13,590, you may qualify for affordable, if not free, health insurance through the Federal Health Insurance Marketplace.
- Reach out to Big Bend AHEC at bigbendahec.org or by phone at (850) 224-1177 to speak to a certified health insurance navigator for more information.
How much does it cost?
Premium Matrix
| 2023/2024 & 2024/2025 (24/25 are pending state approval) | Domestic Student | International Student |
|---|---|---|
| Annual: August 15 - August 14 | $3,322 (23/24) $3,086 (24/25) | $3,375 (23/24) $3,135 (24/25) |
| Fall: August 15 - December 31 | $1,262 (23/24) $1,175 (24/25) | $1,282 (23/24) $1,194 (24/25) |
| Spring/Summer: January 1 - August 14 | $2,060 (23/24) $1,911 (24/25) | $2,093 (23/24) $1,941 (24/25) |
| *Summer: May 10 - August 14 | $880 (2024) $830 (2025) | $894 (2024) $833 (2025) |
| *Please note that "Summer" coverage is only available to summer admits. | ||
Dependent Coverage
United Health Care Student Resources is offering a 2023/2024 health insurance plan for dependents of FSU students. Click here for more details.
International Students
For information specific to International Students, as well as a link to the health insurance requirements, click here for more details.
Payments
If you are planning to use your financial aid to pay for the plan, no additional action is required by you. The premium will be placed on your Student Central Account. If you are purchasing the annual plan, the premium is split evenly between your fall and spring terms.
Graduate Subsidy
For information about the Graduate Subsidy Benefit, please contact the Graduate School at (850) 644-3501, or visit: http://www.gradschool.fsu.edu/funding-awards/subsidy-benefit.
Cancellation Request
Please submit a request contact the Health Compliance Office at UHS-healthcompliance@fsu.edu for assistance in cancellation, determining eligibility to continue coverage, and financial responsibility to https://insuranceadjustments.uhs.fsu.edu/. For more information on when you may or may not cancel, visit our FAQ page by clicking here.
Health Insurance Options
Mandatory Health Insurance does not mean that a student must enroll in the FSU sponsored student health insurance plan; it means a student must show evidence of a creditable coverage health insurance.
Enrolling in the FSU sponsored plan is one way to meet that requirement. Students are encouraged to compare the plan offered against other options in the market, and we are confident you will find the FSU sponsored plan to be a better value. Before purchasing an insurance policy, please review the coverage very carefully. As a general rule, the cheaper the plan the lesser the benefits and the higher the out-of-pocket costs. In addition, the extent of the insurance carrier's network is an important consideration. Always check their website for a list of local providers, including specialist.
Important Resources
- Visit uhcsr.com/fsu for more information and Insurance Policy Details.
- UHCSR App
